Bank OTS
Negotiated full-and-final settlements for viable borrowers with liquidity pathways.
Stressed Asset Advisory
Identifying and structuring resolution before court-led escalation.
How We Identify Stress
| Signal | Source | What We Do |
|---|---|---|
| SMA Classification | RBI / Bank signals | Track movement from SMA-0 to SMA-2 through lender relationships |
| NCLT Admissions | IBBI CIRP Data | Weekly bench review for Karnataka and Tamil Nadu |
| SARFAESI Notices | Legal notices | Monitor enforcement notices and collateral trajectories |
| Rating Downgrades | CRISIL, ICRA, CARE | Trigger alerts for default-grade actions |
Resolution Pathways
ARC Acquisition
Structuring discounted NPA sale and post-acquisition recovery pathways.
AIF / Private Credit
Capital placement for stressed-but-viable businesses with restart potential.
IBC Pre-Pack
Faster restructuring route for eligible MSMEs with promoter continuity.
Full CIRP
Full insolvency support when private resolution routes are exhausted.